Merchant Categories

Reference guide for merchant category identifiers used to configure spending controls on virtual cards.

Table of contents

  1. Overview
  2. Quick Start Categories
    1. Travel Bookings (OTA / Travel Platform)
    2. Ground Transport
    3. Supplier Payments (General Vendors)
  3. MCC Matching in Travel Payments
  4. How allowedCategories Works
  5. How MCC Filtering Works at Authorization
  6. Category Reference
    1. Airlines and Air Travel
    2. Accommodation and Lodging
    3. Ground Transport
    4. Travel Services
    5. Advertising
    6. Food and Beverage
    7. Retail — General Merchandise
    8. Retail — Clothing and Apparel
    9. Retail — Home and Garden
    10. Retail — Automotive
    11. Retail — Health, Medical, and Personal Care
    12. Retail — Technology and Electronics
    13. Retail — Books, Stationery, and Office Supplies
    14. Retail — Specialty
    15. Fuel and Energy
    16. Health and Medical Services
    17. Professional and Business Services
    18. Technology Services and Digital Goods
    19. Direct Marketing
    20. Financial Services
    21. Education
    22. Entertainment and Recreation
    23. Government and Public Services
    24. Construction and Trades
    25. Repair and Maintenance
    26. Wholesale and Durable Goods
    27. Photography and Media
    28. Miscellaneous Services
  7. Common Use Case Examples
    1. Travel Booking Card
    2. Ground Transport Card
    3. Vendor Payment Card
  8. Error: Invalid Category
  9. Full Category List
  10. Next Steps

Overview

Every merchant that processes card payments is assigned a Merchant Category Code (MCC) based on their primary business type. TSPay exposes these categories as human-readable identifiers that you can use to restrict virtual card usage to specific merchant types.

When allowedCategories is set on a card, only authorization attempts from merchants whose category matches one of the listed identifiers will be accepted. All others will be declined at authorization time. MCC filtering is evaluated against the MCC received in the authorization request from the merchant of record.

Each TSPay platform operates with a predefined allowlist of merchant categories configured by TSPay. Integrations may further restrict this list using allowedCategories, but cannot authorize categories outside the platform allowlist.

Contact TSPay support to review or extend your platform allowlist.


Quick Start Categories

Most travel and supplier payment integrations need only a small subset of the full category list. The configurations below cover the most common use cases and are a safe starting point before tuning based on live authorization data.

Travel Bookings (OTA / Travel Platform)

"allowedCategories": [
  "airlines_air_carriers",
  "hotels_motels_and_resorts",
  "travel_agencies_tour_operators",
  "cruise_lines"
]
Identifier MCC Example merchants
airlines_air_carriers 4511 Lufthansa, Air France, Delta
hotels_motels_and_resorts 7011 Marriott, Hilton, Accor
travel_agencies_tour_operators 4722 Expedia, Booking.com, TUI
cruise_lines 4411 Royal Caribbean, MSC Cruises

Ground Transport

"allowedCategories": [
  "car_rental_agencies",
  "taxicabs_limousines",
  "passenger_railways",
  "parking_lots_garages",
  "tolls_bridge_fees"
]

Supplier Payments (General Vendors)

"allowedCategories": [
  "professional_services",
  "consulting_public_relations",
  "courier_services"
]

MCC Matching in Travel Payments

Important for travel integrations: The merchant charging the card is often not the airline or hotel directly. It is frequently an intermediary such as an OTA, aggregator, or corporate travel platform. If MCC restrictions are too narrow, cards may decline on legitimate bookings.

Common scenario: A hotel booked through Booking.com or Expedia authorizes under MCC 4722 (Travel Agencies / Tour Operators), not MCC 7011 (Hotels). Restricting allowedCategories to hotels_motels_and_resorts only will cause these transactions to decline.

Booking method Likely MCC at authorization
Direct airline booking 4511 (airlines_air_carriers)
Airline booked via OTA 4722 (travel_agencies_tour_operators)
Hotel booked via OTA 4722 (travel_agencies_tour_operators)
Corporate travel platform 4722 (travel_agencies_tour_operators)
Ride-hailing aggregator 4789 (transportation_services)
Payment facilitator / marketplace Varies — may not match underlying supplier MCC

Best practice: Start with a broader travel MCC bundle and tighten restrictions once real authorization data is observed:

"allowedCategories": [
  "airlines_air_carriers",
  "hotels_motels_and_resorts",
  "travel_agencies_tour_operators",
  "transportation_services"
]

How allowedCategories Works

Include category identifiers in the config.allowedCategories array when creating a card:

{
  "cardLimit": 50000,
  "currency": "EUR",
  "config": {
    "allowedCategories": [
      "airlines_air_carriers",
      "hotels_motels_and_resorts"
    ]
  }
}
Scenario Behaviour
allowedCategories omitted Platform-level allowlist applies in full — no additional restriction
allowedCategories: null Treated the same as omitted — platform allowlist applies
allowedCategories: [] (empty array) Equivalent to omitting the field — platform allowlist applies
allowedCategories with one or more values Only the listed categories are permitted; all others are declined at authorization
A category outside the platform allowlist 400 Bad Request — the invalid category name is indicated in the error

How MCC Filtering Works at Authorization

Merchant → sends authorization request with MCC
    ↓
Card network routes authorization to issuer
    ↓
TSPay authorization engine evaluates card controls:
  • authorizationWindow (is request within the allowed window?)
  • cardLimit (does authorization amount exceed the limit?)
  • maxTransactions (has the card reached its transaction limit?)
  • allowedCategories (is the merchant MCC in the allowed list?)
    ↓
If MCC not in allowedCategories → Decline (category_not_allowed)
    ↓
Otherwise → Continue normal authorization checks

Category Reference

Each identifier is accepted as a single canonical value even if it is referenced in multiple conceptual groupings below.

Airlines and Air Travel

Category Identifier Description MCC
airlines_air_carriers Commercial airlines and air carriers 4511
airports_flying_fields Airport facilities and flying fields 4582
transportation_services Transportation services not elsewhere classified 4789

Accommodation and Lodging

Category Identifier Description MCC
hotels_motels_and_resorts Hotels, motels, and resorts 7011
real_estate_agents_and_managers_rentals Real estate agents and rental managers 6513
sporting_recreation_camps Sporting and recreation camps 7032
timeshares Timeshare properties 7012
trailer_parks_campgrounds Trailer parks and campgrounds 7033
direct_marketing_travel Direct marketing — travel 5962
cruise_lines Cruise line operators 4411

Ground Transport

Category Identifier Description MCC
car_rental_agencies Vehicle rental agencies 7512
truck_utility_trailer_rentals Truck and utility trailer rentals 7513
recreational_vehicle_rentals Recreational vehicle rentals 7519
taxicabs_limousines Taxis and private hire vehicles 4121
bus_lines Bus and coach operators 4131
passenger_railways Rail passenger services 4112
railroads Railroad services 4011
commuter_transport_and_ferries Commuter transport and ferry services 4111
motor_freight_carriers_and_trucking Freight carriers, trucking, and local delivery 4214
transportation_services Transportation services not elsewhere classified 4789
parking_lots_garages Parking lots and garages 7523
tolls_bridge_fees Road tolls and bridge fees 4784
towing_services Vehicle towing services 7549
automobile_associations Automobile associations 8675
boat_rentals_and_leases Boat and vessel rentals 4457
marinas_service_and_supplies Marina services and marine supplies 4468

Travel Services

Category Identifier Description MCC
travel_agencies_tour_operators Travel agencies and tour operators 4722
tourist_attractions_and_exhibits Tourist attractions and exhibits 7991
t_ui_travel_germany Package tour operators — Germany (scheme-specific code) 4723

Advertising

Category Identifier Description MCC
advertising_services Advertising services 7311

Food and Beverage

Category Identifier Description MCC
eating_places_restaurants Restaurants and dining establishments 5812
fast_food_restaurants Quick service and fast food restaurants 5814
drinking_places Bars, pubs, and drinking establishments 5813
caterers Catering services 5811
bakeries Bakeries 5462
grocery_stores_supermarkets Supermarkets and grocery retailers 5411
dairy_products_stores Dairy products stores 5451
miscellaneous_food_stores Convenience stores and specialty food markets 5499
candy_nut_and_confectionery_stores Confectionery, candy, and nut stores 5441
freezer_and_locker_meat_provisioners Meat provisioners and cold storage 5422
package_stores_beer_wine_and_liquor Off-licences and liquor stores 5921

Retail — General Merchandise

Category Identifier Description MCC
department_stores Department stores 5311
discount_stores Discount retail stores 5310
variety_stores Variety stores 5331
wholesale_clubs Wholesale clubs and membership warehouses 5300
duty_free_stores Duty free retail stores 5309
miscellaneous_general_merchandise General merchandise not elsewhere classified 5399
miscellaneous_specialty_retail Specialty retail not elsewhere classified 5999
used_merchandise_and_secondhand_stores Secondhand and used merchandise stores 5931
door_to_door_sales Door-to-door sales 5963
buying_shopping_services Buying and shopping services 7278

Retail — Clothing and Apparel

Category Identifier Description MCC
mens_and_boys_clothing_and_accessories_stores Mens and boys clothing and accessories 5611
womens_ready_to_wear_stores Womens ready-to-wear stores 5621
womens_accessory_and_specialty_shops Womens accessory and specialty shops 5631
childrens_and_infants_wear_stores Childrens and infants wear 5641
family_clothing_stores Family clothing stores 5651
sports_and_riding_apparel_stores Sports and riding apparel stores 5655
shoe_stores Shoe stores 5661
furriers_and_fur_shops Furriers and fur shops 5681
mens_womens_clothing_stores General mens and womens clothing stores 5691
miscellaneous_apparel_and_accessory_shops Apparel and accessories not elsewhere classified 5699
tailors_alterations Tailors and alterations 5697
uniforms_commercial_clothing Uniforms and commercial clothing 5137
commercial_footwear Commercial footwear 5139
clothing_rental Clothing rental services 7296
wig_and_toupee_stores Wig and toupee stores 5698
sewing_needlework_fabric_and_piece_goods_stores Sewing, needlework, and fabric stores 5949
piece_goods_notions_and_other_dry_goods Piece goods and dry goods 5131

Retail — Home and Garden

Category Identifier Description MCC
hardware_stores Hardware stores 5251
lumber_building_materials_stores Lumber and building materials stores 5211
home_supply_warehouse_stores Home supply warehouse stores 5200
glass_paint_and_wallpaper_stores Glass, paint, and wallpaper stores 5231
nurseries_lawn_and_garden_supply_stores Nurseries and garden supply stores 5261
furniture_home_furnishings_and_equipment_stores_except_appliances Furniture and home furnishing stores 5712
household_appliance_stores Household appliance stores 5722
floor_covering_stores Floor covering stores 5713
drapery_window_covering_and_upholstery_stores Drapery, window covering, and upholstery stores 5714
glassware_crystal_stores Glassware and crystal stores 5950
miscellaneous_home_furnishing_specialty_stores Home furnishing specialty stores not elsewhere classified 5719
fireplace_fireplace_screens_and_accessories_stores Fireplace and accessories stores 5718
swimming_pools_sales Swimming pool sales 5996
tent_and_awning_shops Tent and awning shops 5998
gift_card_novelty_and_souvenir_shops Gift, novelty, and souvenir shops 5947
florists Florists 5992
florists_supplies_nursery_stock_and_flowers Florist supplies and nursery stock 5193

Retail — Automotive

Category Identifier Description MCC
car_and_truck_dealers_new_used New and used car and truck dealers 5511
car_and_truck_dealers_used_only Used-only car and truck dealers 5521
automotive_parts_and_accessories_stores Automotive parts and accessories stores 5533
automotive_tire_stores Automotive tire stores 5532
auto_and_home_supply_stores Auto and home supply stores 5531
boat_dealers Boat dealers 5551
motorcycle_shops_and_dealers Motorcycle shops and dealers 5571
motorcycle_shops_dealers Motorcycle shops and dealers (alternate) 5561
motor_homes_dealers Motor home dealers 5592
snowmobile_dealers Snowmobile dealers 5598
mobile_home_dealers Mobile home dealers 5271
miscellaneous_auto_dealers Auto dealers not elsewhere classified 5599
motor_vehicle_supplies_and_new_parts Motor vehicle supplies and new parts 5013
car_washes Car washes 7542

Retail — Health, Medical, and Personal Care

Category Identifier Description MCC
drug_stores_and_pharmacies Drug stores and pharmacies 5912
drugs_drug_proprietaries_and_druggist_sundries Drugs and druggist sundries (wholesale) 5122
cosmetic_stores Cosmetic stores 5977
health_and_beauty_spas Health and beauty spas 7298
orthopedic_goods_prosthetic_devices Orthopedic goods and prosthetic devices 5976
medical_dental_ophthalmic_and_hospital_equipment_and_supplies Medical, dental, and hospital equipment and supplies 5047
hearing_aids_sales_and_supplies Hearing aids sales and supplies 5975
barber_and_beauty_shops Barbers and beauty shops 7230

Retail — Technology and Electronics

Category Identifier Description MCC
electronics_stores Electronics stores 5732
computer_software_stores Computer software stores 5734
computers_peripherals_and_software Computers, peripherals, and software (wholesale) 5045
camera_and_photographic_supply_stores Camera and photographic supply stores 5946
telecommunication_equipment_and_telephone_sales Telecommunication equipment and telephone sales 4812
music_stores_musical_instruments_pianos_and_sheet_music Music stores and musical instruments 5733
record_stores Record stores 5735
electric_razor_stores Electric razor stores 5997
typewriter_stores Typewriter stores 5978

Retail — Books, Stationery, and Office Supplies

Category Identifier Description MCC
book_stores Book stores 5942
books_periodicals_and_newspapers Books, periodicals, and newspapers (wholesale) 5192
stationery_stores_office_and_school_supply_stores Stationery, office, and school supply stores 5943
stationary_office_supplies_printing_and_writing_paper Office supplies, printing, and writing paper (wholesale) 5111
news_dealers_and_newsstands News dealers and newsstands 5994

Retail — Specialty

Category Identifier Description MCC
sporting_goods_stores Sporting goods stores 5941
hobby_toy_and_game_shops Hobby, toy, and game shops 5945
bicycle_shops Bicycle shops 5940
antique_shops Antique shops 5932
antique_reproductions Antique reproductions 5937
art_dealers_and_galleries Art dealers and galleries 5971
artists_supply_and_craft_shops Artists supply and craft shops 5970
stamp_and_coin_stores Stamp and coin stores 5972
jewelry_stores_watches_clocks_and_silverware_stores Jewellery, watches, and silverware stores 5944
precious_stones_and_metals_watches_and_jewelry Precious stones, metals, and jewellery (wholesale) 5094
luggage_and_leather_goods_stores Luggage and leather goods stores 5948
pawn_shops Pawn shops 5933
religious_goods_stores Religious goods stores 5973
pet_shops_pet_food_and_supplies Pet shops and pet food and supplies 5995
wrecking_and_salvage_yards Wrecking and salvage yards 5935

Fuel and Energy

Category Identifier Description MCC
automated_fuel_dispensers Automated fuel dispensers (pay-at-pump) 5542
service_stations Service and petrol stations 5541
fuel_dealers_non_automotive Fuel dealers — non-automotive 5983
electric_vehicle_charging Electric vehicle charging stations 5552
petroleum_and_petroleum_products Petroleum and petroleum products (wholesale) 5172
utilities Utility providers 4900

Health and Medical Services

Category Identifier Description MCC
doctors Medical doctors and physicians 8011
hospitals Hospital services 8062
medical_and_dental_labs Medical and dental laboratories 8071
medical_services Medical services not elsewhere classified 8099
dentists_orthodontists Dentists and orthodontists 8021
opticians_eyeglasses Opticians and eyeglasses 8043
optometrists_ophthalmologist Optometrists and ophthalmologists 8042
chiropractors Chiropractors 8041
chiropodists_podiatrists Chiropodists and podiatrists 8049
osteopaths Osteopaths 8031
ambulance_services Ambulance services 4119
nursing_personal_care Nursing and personal care facilities 8050
child_care_services Child care services 8351
counseling_services Counseling services 7277
massage_parlors Massage parlours 7297
veterinary_services Veterinary services 0742

Professional and Business Services

Category Identifier Description MCC
accounting_bookkeeping_services Accounting and bookkeeping services 8931
consulting_public_relations Consulting and public relations 7392
legal_services_attorneys Legal services and attorneys 8111
architectural_surveying_services Architectural and surveying services 8911
professional_services Professional services not elsewhere classified 8999
computer_programming Computer programming and software development 7372
computer_repair Computer repair services 7379
computer_network_services Computer network services and ISPs 4816
information_retrieval_services Information retrieval services 7375
courier_services Courier and parcel delivery services 4215
employment_temp_agencies Employment and temporary staffing agencies 7361
equipment_rental Equipment rental and leasing 7394
detective_agencies Detective and security agencies 7393
miscellaneous_business_services Business services not elsewhere classified 7399
secretarial_support_services Secretarial support services 7339
public_warehousing_and_storage Public warehousing and storage 4225
testing_laboratories Testing laboratories 8734
credit_reporting_agencies Credit reporting agencies 7321
commercial_photography_art_and_graphics Commercial photography, art, and graphics 7333
typesetting_plate_making_and_related_services Typesetting, plate making, and printing services 2791
miscellaneous_publishing_and_printing Publishing and printing not elsewhere classified 2741
quick_copy_repro_and_blueprint Quick copy, reprographics, and blueprint services 7338
picture_video_production Picture and video production 7829

Technology Services and Digital Goods

Category Identifier Description MCC
digital_goods_media Digital goods — books, movies, and music 5815
digital_goods_applications Digital goods — applications (excluding games) 5817
digital_goods_games Digital goods — games 5816
digital_goods_large_volume Digital goods — large volume merchants 5818
telecommunication_services Telecommunication services 4814
telegraph_services Telegraph services 4821
cable_satellite_and_other_pay_television_and_radio Cable, satellite, and pay television and radio 4899

Direct Marketing

Category Identifier Description MCC
direct_marketing_catalog_merchant Direct marketing — catalogue merchant 5964
direct_marketing_combination_catalog_and_retail_merchant Direct marketing — catalogue and retail combination 5965
direct_marketing_inbound_telemarketing Direct marketing — inbound telemarketing 5967
direct_marketing_outbound_telemarketing Direct marketing — outbound telemarketing 5966
direct_marketing_subscription Direct marketing — subscription merchants 5968
direct_marketing_insurance_services Direct marketing — insurance services 5960
direct_marketing_travel Direct marketing — travel 5962
direct_marketing_other Direct marketing — other 5969

Financial Services

Category Identifier Description MCC
financial_institutions Financial institutions 6012
automated_cash_disburse Automated cash disbursement (ATM) 6011
manual_cash_disburse Manual cash disbursement 6010
insurance_underwriting_premiums Insurance underwriting and premiums 6300
insurance_default Insurance — default 6399
security_brokers_dealers Security brokers and dealers 6211
non_fi_money_orders Non-financial institution money orders 6051
non_fi_stored_value_card_purchase_load Non-financial institution stored value card load 6540
wires_money_orders Wire transfers and money orders 4829
intra_company_purchases Intra-company purchases 9950

Financial services categories — particularly manual_cash_disburse, automated_cash_disburse, wires_money_orders, and non_fi_money_orders — carry elevated compliance and fraud risk. These categories may not be available in all platform allowlists. Contact TSPay support before including them in your integration.


Education

Category Identifier Description MCC
colleges_universities Colleges and universities 8220
elementary_secondary_schools Elementary and secondary schools 8211
vocational_trade_schools Vocational and trade schools 8249
business_secretarial_schools Business and secretarial schools 8244
correspondence_schools Correspondence schools 8241
educational_services Educational services not elsewhere classified 8299
dance_hall_studios_schools Dance studios and schools 7911
tax_preparation_services Tax preparation services 7276

Entertainment and Recreation

Category Identifier Description MCC
motion_picture_theaters Motion picture theatres 7832
theatrical_ticket_agencies Theatrical ticket agencies 7922
bands_orchestras Bands and orchestras 7929
amusement_parks_carnivals Amusement parks and carnivals 7996
aquariums Aquariums 7998
bowling_alleys Bowling alleys 7933
billiard_pool_establishments Billiard and pool establishments 7932
golf_courses_public Public golf courses 7992
sports_clubs_fields Sports clubs and fields 7941
country_clubs Country clubs 7997
video_amusement_game_supplies Video amusement game supplies 7993
video_game_arcades Video game arcades 7994
video_tape_rental_stores Video tape rental stores 7841
miscellaneous_recreation_services Recreation services not elsewhere classified 7999
betting_casino_gambling Betting and casino gambling 7995
government_licensed_online_casions_online_gambling_us_region_only Government-licensed online casinos (US only) 7801
government_licensed_horse_dog_racing_us_region_only Government-licensed horse and dog racing (US only) 7802
government_owned_lotteries_us_region_only Government-owned lotteries (US only) 7800
government_owned_lotteries_non_us_region Government-owned lotteries (non-US) 9406

Gambling and lottery categories are subject to strict regulatory requirements and are excluded from most platform allowlists. Contact TSPay support before using these categories.


Government and Public Services

Category Identifier Description MCC
government_services Government services not elsewhere classified 9399
u_s_federal_government_agencies_or_departments US federal government agencies and departments 9405
postal_services_government_only Postal services — government only 9402
court_costs Court costs, alimony, and child support 9211
fines_government_administrative_entities Fines — government administrative entities 9222
tax_payments_government_agencies Tax payments to government agencies 9311
bail_and_bond_payments Bail and bond payments 9223
political_organizations Political organizations 8651
charitable_and_social_service_organizations_fundraising Charitable and social service organizations 8398
religious_organizations Religious organizations 8661
civic_social_fraternal_associations Civic, social, and fraternal associations 8641
membership_organizations Membership organizations not elsewhere classified 8699
emergency_services_gcas_visa_use_only Emergency services — GCAS (Visa only) 9702

Construction and Trades

Category Identifier Description MCC
general_services General contracting services 1520
carpentry_services Carpentry services 1750
concrete_work_services Concrete work services 1771
electrical_services Electrical services 1731
heating_plumbing_a_c Heating, plumbing, and A/C services 1711
masonry_stonework_and_plaster Masonry, stonework, and plastering 1740
roofing_siding_sheet_metal Roofing, siding, and sheet metal work 1761
special_trade_services Special trade services not elsewhere classified 1799
construction_materials Construction materials not elsewhere classified 5039
hardware_equipment_and_supplies Hardware, equipment, and supplies (wholesale) 5072
plumbing_heating_equipment_and_supplies Plumbing and heating equipment and supplies 5074
electrical_parts_and_equipment Electrical parts and equipment 5065
industrial_supplies Industrial supplies not elsewhere classified 5085
metal_service_centers Metal service centres 5051
chemicals_and_allied_products Chemicals and allied products 5169
paints_varnishes_and_supplies Paints, varnishes, and supplies 5198
commercial_equipment Commercial equipment not elsewhere classified 5046
landscaping_services Landscaping services 0780
agricultural_cooperative Agricultural cooperatives 0763

Repair and Maintenance

Category Identifier Description MCC
auto_body_repair_shops Auto body repair shops 7531
auto_paint_shops Auto paint shops 7535
auto_service_shops Auto service and mechanical repair shops 7538
tire_retreading_and_repair Tyre retreading and repair 7534
electronics_repair_shops Electronics repair shops 7622
small_appliance_repair Small appliance repair 7629
ac_refrigeration_repair A/C and refrigeration repair 7623
furniture_repair_refinishing Furniture repair and refinishing 7641
watch_jewelry_repair Watch and jewellery repair 7631
welding_repair Welding repair 7692
shoe_repair_hat_cleaning Shoe repair and hat cleaning 7251
miscellaneous_repair_shops Repair shops not elsewhere classified 7699
computer_repair Computer repair services 7379
exterminating_services Exterminating and pest control services 7342
cleaning_and_maintenance Cleaning and maintenance services 7349
carpet_upholstery_cleaning Carpet and upholstery cleaning 7217
dry_cleaners Dry cleaners 7216
laundry_cleaning_services Laundry and cleaning services 7210
laundries Laundries 7211
specialty_cleaning Specialty cleaning services 2842

Wholesale and Durable Goods

Category Identifier Description MCC
durable_goods Durable goods not elsewhere classified 5099
nondurable_goods Non-durable goods not elsewhere classified 5199
office_and_commercial_furniture Office and commercial furniture 5021
photographic_photocopy_microfilm_equipment_and_supplies Photographic and photocopy equipment and supplies 5044

Photography and Media

Category Identifier Description MCC
photographic_studios Photographic studios 7221
photo_developing Photo developing services 7395

Miscellaneous Services

Category Identifier Description MCC
miscellaneous_general_services General services not elsewhere classified 7299
dating_escort_services Dating and escort services 7273
funeral_services_crematories Funeral services and crematories 7261

Common Use Case Examples

Travel Booking Card

Restrict a single-use card to airline, accommodation, and travel agency merchants:

{
  "cardLimit": 150000,
  "currency": "EUR",
  "config": {
    "maxTransactions": 1,
    "authorizationWindow": {
      "startDate": "2025-06-01T00:00:00Z",
      "endDate": "2025-06-08T23:59:59Z"
    },
    "allowedCategories": [
      "airlines_air_carriers",
      "hotels_motels_and_resorts",
      "travel_agencies_tour_operators"
    ]
  }
}

Ground Transport Card

Restrict a card to car rental and taxi merchants:

{
  "cardLimit": 30000,
  "currency": "EUR",
  "config": {
    "maxTransactions": 5,
    "allowedCategories": [
      "car_rental_agencies",
      "taxicabs_limousines",
      "parking_lots_garages",
      "tolls_bridge_fees"
    ]
  }
}

Vendor Payment Card

Restrict a card to a specific supplier category:

{
  "cardLimit": 500000,
  "currency": "EUR",
  "config": {
    "maxTransactions": 1,
    "allowedCategories": [
      "professional_services"
    ]
  }
}

Error: Invalid Category

If you submit a category identifier that is not within your platform allowlist, the API returns:

{
  "correlationId": "3bcd1f93-5984-4cb0-b1b4-f3339ff36189",
  "status": 400,
  "message": "Invalid allowedCategory: 'unknown_category_name'",
  "details": {
    "invalidValue": "unknown_category_name"
  },
  "timestamp": "2025-01-10T14:30:00Z"
}

Verify the category identifier against this reference and confirm the category is included in your account’s platform allowlist. Provide the correlationId when contacting TSPay support.


Full Category List

The category identifiers accepted for your account depend on your platform allowlist configuration. The OpenAPI specification defines the schema for the allowedCategories field, but the exact set of permitted values for your account is determined by your platform configuration.

Contact TSPay support to review your current allowlist or request access to additional categories.


Next Steps


Back to top

© 2026 Travelsoft Pay — Confidential Partner Documentation